nZWm tjm` rjl wsydt l'`ml llbnnyyn fy l`lm RDCL World bry's@ ldktwr fw'd zmkHl Gd-Hwr m` lmdyr lqlymy lmnTq@ lshrq lwsT fy lbnk ldwly lsyd srwj kwmr jh Saroj Kumar Jha ldhy tm t`yynh mw'khr, wdhlk nhr lkhmys 13 tmwz 2017 fy tmm ls`@ 1:00 fy mT`m << Le Maillon >> (l'shrfy@ - mrkz Swfyl).
hdf hdh llq kn mnqsh@ SryH@ wbnW@ llTl` `l~ r'y lbnk ldwly z lwD` lqtSdy lHly fy lbnn, wlrw'~ wltwq`t llftr@ lmqbl@.
wHDr hdh lGd-lHwr wzyr shw'wn lmr'@ jn 'wGsbyn, ldktwr khlyl jbr@ mmthl wzyr ldkhly@ nhd lmshnwq, lwzr lsbqwn aln Hkym, fryj Sbwnjyn, mHmd lmshnwq, mHmd rHl, jwrj qrm, `dl qrTs, khld qbny, lny'b `ly bzy, hshm 'shqr mmthlan lwzyr lsbq nyqwl SHnwy, lny'b@ lsbq@ Gnw@ jlwl, mstshr ry'ys ljmhwry@ ldktwr yly `sf, lmdyr l`m ll'bHth wldrst fy mjls lnwb smr fwz, ry'ys lmjls lqtSdy ljtm`y fy Hzb lkty'b llbnny@ jn Twyl@ mmthlan ry'ys lHzb lny'b smy ljmyl, ry'ys lmjls lqtSdy wljtm`y rwjyh nsns, l'myn l`m ltHd lmSrf l`rby@ wsm ftwH, ry'ys ljn@ lrqb@ `l~ lmSrf smyr Hmwd, ny'b Hkm mSrf lbnn mHmd b`Syry, ry'ys brnmj dy'r@ lmshrq fy lbnk ldwly bytr mwsly wfryq `ml lbnk ldwly, mmthl lbnn fy mw'ss@ ltmwyl ldwly@ IFC s`d Sbr, ljnrl mrwn Hty, lmdyr l`m lwzr@ lmGtrbyn hythm jm`h, `myd lslk ldyblwmsy jwzf Hbys, lqy'm b'`ml lsfr@ l'myrky@ jynyfr mrGy mmthl@ lsfyr@ lyzbyt rytshrd, mmthlt Sndwq lnqd ldwly tlyn kwrnshylyn wnjl nkhl@, lsfyr njy 'by `Sy, sfyr@ 'wstrly Gln mylz, sfyr bkstn 'ftb 'Hmd khwkhr, sfyr jmhwry@ sHl l`j jylbyr dwh, lmlHq@ ltjry@ fy lsfr@ lmSry@ mn~ whb@, lmstshr l`lmy lry'ys ljmhwry@ rfyq shll, nqyb lmHrryn lys `wn, l'myn l`m ljm`y@ mSrf lbnn ldktwr mkrm Sdr, lmdyr lqlymy llwkl@ ljm`y@ llfrnkwfwny@ yrfyh sbwrn, ry'ys mjls dr@ lmdyr l`m lmw'ss@ khrb lbnn ldktwr kml Hyk, lmdyr l`m lshrk@ <
bdy@ lnshyd lwTny,
thm klm@ ry'ys tjm` rjl wsydt l'`ml llbnnyyn fy l`lm RDCL World ldktwr fw'd zmkHl ltly@ :
'Sdqy'y l'`z,
nyb@ `n mjls dr@ tjm` rjl wsydt l'`ml llbnnyyn fy l`lm RDCL World wbsmy shkhSyan, mn dw`y srwry 'n 'rHb bkm lywm mlbyn bhdh l`dd lGfyr d`wtn l~ m'db@ lGd -lnqsh m` lmdyr lqlymy ljdyd llbnk ldwly lsyd srwj kwmr jh wfryqh ll'khdh br'yhm, wbrw'y@ lbnk ldwly, wltHlyl mkhwfhm wmtb`@ nSy'Hhm khll hdhh lftr@ mn l'zm@ lqtSdy@ Gyr l`dy@ wlS`b@ lty nmr bh fy lbnn wlmnTq@.
qbl m`lj@ 'y mshkl@ 'w tHdyd 'y strtyjy@ dry@, n mn lmhm dy'm lbd b`rD llHl@ lwq`y@ lnr~:
m hw wD`n?
l~ 'yn nryd ltwjh?
lky nfhm bshkl 'fDl lwD` wbyy'tn wlky nstTy` wD` 'hdf wDH@ wf`l@ wmjdy@ wtb`h.
`l~ lrGm mn 'n lnqTtyn lmtGyrtyn lmdhkwrtyn whm nqT@ lbdy@ wnqT@ lnhy@, l tshj`n kthyran 'w lyst yjbytyn, mn lmhm 'n nHdd bwDwH kbr lmkhTr lltmkn mn tHdyd lfrS lmdfwn@ mn khll l'zmt.
mn lwDH 'n lqT` lkhS llbnny m zl ydf` thmn lrkwd lsysy lsbq ldhy jmWd kf@ mw'sst ldwl@ ldyn khll shhwr wsnwt Twyl@ w'd~ l~ hrwb lmstthmryn ldkhlyyn wlkhrjyyn. hdhh l'zm@ lty stmrt w'dt l~ 'zm@ qtSdy@ Gyr msbwq@, khlqt 'yD lkhwf ld~ lshrkt (lkbyr@ wlmtwsT@ wlSGyr@) llstthmr wtwZyf 'shkhS jdd, knt ntyjth rtf` m`dl lbTl@ l~ nsb `ly@ jd wmthyr@ llqlq wtkhfyD m`dlt lnmw lqtSdy l~ hwy@ khTyr@.
w`lw@ `l~ dhlk, bd'n nsm` dwy nfjr tdryjy l`d@ snwt lm kn ysm~ fy lbdy@ qnbl@ mwqwt@, 'y mshkl@ lljy'yn lswryyn lkbyr@ fy lbnn:
mn dwn 'y shk 'nh kn ldyn w m yzl Ht~ ln ldyn msw'wly@ bshry@ w nsny@ tjh hdhh lms'l@ km w'nh mn wjbn 'n ns`d qdrlmkn lmHtjyn lmjwdyn `l~ 'rDn, wqd qmn bdhlk bfkhr 'kthr mn 'y bld akhr... wlkn wfq wsy'ln wmknytn dwn 'n nns~ khwnn llbnnyyn ldhyn y`yshwn tHt khT lfqr.
mn lwDH 'nh lm y`d bmkn bnytn ltHty@, wqtSdn, wqwt 'mnn, wmstshfytn wmdrsn wTrqtn, wltSlt lslky@ wllslky@ wlshrkt ldyn `l~ d`m Hrk@ "lktl@" lmnZm@ wlsyTr@ `lyh `l~ jmy` lmstwyt. blf`l, lqd blGt tklf@ hdh lnzwH lGy@ lan 'kthr mn 10 mlyrt $, w 20 mlyr dwlr mn lrbH lDy'`, mm khfWD m`dl lnmw lsnwy l~ 2.9%, fy Hyn nHn nnDl lltmsk bnmw khjwl mn 1.5% l~ 2% snwy.
n tnbw't nhy@ hdh lnz` lqlymy wHt~ ldwly bd't tbdw yjby@ wnHn fy Hj@ l~ kl lhyy't ldwly@ llms`d@ fy tnZym `wd@ amn@ llljy'yn l~ wTnhm.
stblG `d@ `mr swry 'kthr mn 500 mlyr dwlr, wl ynbGy 'n ytm hdh dwn lbnn 'w khS@ `l~ Hsbh. n kl mn Sn`tn, w'`mln, wqT`t lkhdmt ldyn (lmSrf wshrkt lt'myn, wlhnds@, wlhnds@ lm`mry@ wlstshrt ....) tntZr`wd@ Hmy'm lslm mndh zmn Twyl wh hy lan jhz@ llmbshr@ bhdh lmshrw` lDkhm l`d@ bn swry . lknn b'msW lHj@ l~ d`m lbnk ldwly lhykl@ hdh lmshrw` lkbyr wlstfd@ mn lfrS mn khll:
- tnZym mnqSt shff@, m` mrqb@ mn qbl shrkt tdqyq dwly@.
- Dmn lHwkm@ lrshyd@ llmnqSt lkhS@ blmshry`.
- t`zyz wtshjy` ltazr byn lshrkt llbnny@ wldwly@ llmshry` lkbyr@.
- tsdyd amn wstqrr `ml@ lsdd ltjnb tkhfyD qym@ l`ml@ fy swry 'w ltkhlf `n ldf`.
bsm rjl l'`ml llbnnyyn lmHlyyn wfy l`lm, 'wd 'n 'Tlb mn `zyzn lbnk ldwly ms`dtn `l~ Ht~ 'kthr mn dhlk 'y :
jr SlHt hykly@ fy mw'sst dwltn.
rsm khTT Twry' `l~ l'ql mr@ wHd@ ltHsyn tSnyfn fy "mmrs@ l'`ml ltjry@ fy lbnn" lty ttnqS bTrd.
lstfd@ mn "tqryr mylz" wtHdythth lkhlq frS l`ml wlHfZ `l~ jz mn 'dmGtn fy lbnn.
lqym blSlH fy m ykhS qT`t lTq@ lHywy@ ldyn mthl lmyh wlkhrb, m` lshr@ l~ 'n tjmyd hdhh lqT`t fy lsnwt lsbq@ mn`n mn lHSwl `l~ tmwyl mn lbnk ldwly wlstthmr fy mshry` Hywy@ mthl sd bsry fy ljnwb 'wGyrh mn lmshry`.
ms`dtn `l~ twfyr l'mwl llzm@ l`d@ bn lbny@ ltHty@ ldyn, whw 'mr lm nnjH fy lqym bh l'kthr mn 20 `m b`d lHrb. bltly, nHn bHj@ l~ d`m mly, wlkn 'yD l~ mdqqy Hsbt dwlyyn lDmn mn n hdh ld`m ydhhb fy ltjh lSHyH.
ms`d@ wtshjy` nsh lmshry` lSGyr@, wkhlq lthrw@ w"lmHrk" llnmw.
lms`d@ fy `dd khT@ nqdh qtSdy wjtm`y mshtrk.
lms`d@ fy wD` llmst l'khyr@ lmshrw` qnwn khS blshrk@ byn lqT` l`m wlkhS "PPP" whw lTryq@ lwHyd@ l`d@ bn bnytn ltHty@ wkhfD ltklyf wtHsyn lkhdmt lmqjm@ llmklWfyn.
ms`tdn `l~ qn` ldwl@:
1- bzyd@ lqrwD lmd`wm@ wkhSwS r's lml l`ml wlmwl ltshGyly@, wlty mn sh'nh 'n t`Ty b`D l'ksjyn l~ lswq.
2- blstmrr fy Dkh lsywl@ fy lqT`t lntjy@.
3- btwfyr "sl@" mn lmzy lDryby@ llshrkt lty tstthmr, wtwZf wt`zWz lnmw.
'm blnsb@ l~ dhr` tmwyl lmshry` (IFC) ltb` llbnk ldwly: km t`lmwn jyd, fn nsb@ dywn lqT` lkhS tjwzt lntj lmHly ljmly (110%). wnHn n`wl `l~ d`mkm lms`d@ lshrkt lmHly@ wldwly@ fy lbnn `l~ :
1- tHwyl jz mn dywnh l~ tmwyl dhty Hyth ymkn 'n ykwn lbnk ldwly lmstthmr lry'ysy fyh wmzwd r's lml (mbshr@ 'w mn khll bnwk lstthmr ldyn).
2- lst`dd ljdhb lmstthmryn wfq qw`d lHwkm@ lrshyd@ wlshffy@.
3- lHd mn tklyfh, lthbt@ wlmtGyr@, l~ 'dn~ mstw~ mmkn.
4- tTwyr 'swq tjry@ jdyd@ mthl 'fryqy w'mryk lltyny@ wrsm strtyjyt jdyd@ lltSdyr stnd l~ lmzy ltnfsy@ lty ttmt` bh.
5- l`tmd `l~ qtSd mtkhSS wtjr@ mtkhSS@ , bdl ltjr@ ljmhry@ 'y `l~ nTq ws`
6- tnwy` l'nshT@ lqtSdy@ wlljw l~ lmjlt lnmy@ (mthl lzr`@ wb`D lmntjt lGdhy'y@ ....)
7- lmshrk@ fy wrsh `d@ lhykl@ ldkhly@ lmTlq@ m` mrj`@ lstrtyjyt wlkhTT. hdh hw lwqt lmthly ltHryk ltrb@ wn'ml 'n ykwn lmHSwl jyd b`d mrwr l`Sf@ ...
l ymkn lkhbrtkm lws`@ wSdqtkm lmkhlS@ l 'n tkwn mfyd@ blnsb@ ln.
wnGtnm hdhh lfrS@ lnshkrkm m` ltdhkyr 'nn `mln swy mn qbl mn 'jl `dd mkhtlf mshry` lqwnyn mthl lqnwn lkhS blfls w"lm`mlt lmkfwl@ blDmnt".
'wd 'yD 'n 'w'kd w'dhkWr bSwt `l bn 'fDl shryk fy lmhm@ ljdyd@ lkhS@ bkm ynbGy 'n ykwn 'ss lqT` lkhS llbnny wtHdyd rjl l'`ml llbnnyyn fy l`lm ldhyn hm `l~ st`dd ll`ml wlt`wn m`km bstmrr wbshkl mthmr wf`l.
'm fy m ykhS d`mkm llqT` l`m llbnny fhw 'mr blG l'hmy@ blnsb@ lyn. ln 'qwm bntqd lmsw'wlyn ldyn wln 'rkWz `l~ lfsd lmstshry ldhy n`ny mnh mndh `qwd bl sykwn ly lywm rw'y@ 'kthr tfw'l wtshjy`an mbnyan `l~ lltzm ljdyd bltGyyr wlSlH ldhy nsh`r bh w'wd 'n 'shdd 'n ldyn 'yD Dmn lqT` l`m 'shkhS ldyhm qym@ kbyr@ yt`yn `lyn 'n nHddhm m` lky ykwnw shrky'km wshrky'n fy wD` m`an khT@ nqdh qtSdy w`d@ hykl@ kbr~ lnZmn lqtSdy.
HDrt lsd@ lmsw'wlyn fy lmnZmt lqtSdy@ wlmly@ l`lmy@, SHyH 'n lnty'j wltwq`t ldyn lyst mshj`@ kthyran Ht~ lan, km w'nh l ymkn `d@ bn fy GDwn 'shhr qlyl@ m tm tdmyrh lsnwt `dyd@ wlkn 'Hb 'n 'dhkWr bfkhr 'n rjl l'`ml llbnnyyn fy l`lm ln yd`w l'zmt 'w lnz`t lmHly@ wlqlymy@ tw'thr slbyan `lyhm.
lqd 'SbHt mrwntn wqdrtn `l~ ltHyl `l~ l'zmt wtHdyd lfrS lmdfwn@ tHt lmshkl, qwtn lm`rwf@ wlm`trf bh fy jmy` 'nH l`lm.
fy lwq` snkfH jsdan wrwHan llHfZ `l~ '`mln wqtSdn ltbq~ shrktn wqf@ `l~ qdmyh wsnkwn 'wl mn sySl l~ lafq wlfrS ljdyd@ lty syqdWmh ln lmstqbl.
`sh lqtSd w`sh lbnn!
thm tHdWth lsyd srwj kwmr jh mdyr dy'r@ lmshrq fy mjmw`@ lbnk ldwly World Bank
whdhh mqtTft mn tSryHh:
mndh t`yyny kmdyr qlymy llbnk ldwly, 'r~ bld ytmt` bryd@ l'`ml wlbtkr, bld tdf`h qw@ `ml@ mwhwb@ wjd@, bld ldyh sm`@ Tyb@ mn Hyth ltsmH wlqdr@ `l~ lSmwd fy mnTq@ tshhd tqlbt kbyr@... wlknny 'r~ 'yD qtSd yqyWdh ldyn l`m, wmw'sst `m@ tkfH mn 'jl tqdym khdmt `ly@ ljwd@ lsknh, wmnkh stthmry yHbT lstthmr lkhS fy l'nshT@ lntjy@ lty ymkn 'n twld lwZy'f lty mn sh'nh 'n trd` shbbkm wnskm lmwhwbyn `n lhjr@ wlbq ll`ml fy bldhm.
ymkn m`lj@ l`dyd mn l`wml lty tw'thr `l~ l'd lqtSdy lD`yf mn khll wD` lHkwm@ lsys@ f`Wl@ wtnfydhh. wyshml dhlk SlHt fy qT` lkhrb wqrr ltshry`t lry'ysy@ lty n`lm, bfDl tjrbtn l`lmy@, md~ 'thrh ltHwyly. whdh l yshml mjrd qrr qnwn lmwzn@, wnm 'yD tshry`t mthl qnwn lshrk@ byn lqT`yn l`m wlkhS lm`rwD lan `l~ lbrlmn, wlqwnyn lkhS@ blqT` lmly wlfls lty `l~ mjls lwzr drsth fy lmrHl@ lmqbl@ wkdhlk lmbdrt ljry@ mthl mnTq@ Trbls lqtSdy@ lkhS@.
nm l ymkn 'n y`tmd njH tSmym lsyst wtnfydhh `l~ lHkwm@ wHdh. mthlan, fy Hl khlq frS l`ml fy lqT` lkhS, y`tmd dhlk bqdr mtsw `l~ qm@ shrk@ bnW@ wmstdm@ byn lqT`yn l`m wlkhS.
n lbnk ldwly `l~ 'tm lst`dd ld`m lbnn mn jl t`zyz khlq frS l`ml bshkl kbr mn khll tnmy@ lqT` lkhS.
khtman 'wd 'n 'shkrldktwr fw'd zmkHl w'`D tjm` rjl wsydt l'`ml llbnnyyn fy l`lm RDCL World `l~ hdhh lfrS@ l'wl~, wlkn blt'kyd lyst l'khyr@, bllq m`km, km wnny 'tTl` l~ t`wn wthyq m` lqT` lkhS llms`d@ `l~ khlq byy'@ tmkyny@ llbnn mn shnh tnmy@ mknth lqtSdy@ blkml wHt~ 'kthr mn dhlk.